/* Reset and base styles */
html, body {
  height: 100%;
  display: flex;
  flex-direction: column;
}

* {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

body {
  font-family: "Segoe UI", sans-serif;
  color: #222;
  background: #f9f9f9;
}

a {
  text-decoration: none;
  color: inherit;
}

.form-title {
  text-align: center;
  font-size: 1.8em;
  margin-bottom: 1em;
  color: #003366;
}

/* Header */
header {
  background-color: #003366;
  color: #fff;
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 1rem 2rem;
  position: relative;
}

.logo {
  font-size: 1.5rem;
  font-weight: bold;
}

nav {
  display: flex;
  align-items: center;
}

.nav-links {
  display: flex;
  list-style: none;
  gap: 1.5rem;
}

.nav-links li a {
  color: #fff;
  font-weight: 500;
  transition: color 0.3s;
}

.nav-links li a:hover,
.nav-links li a.active {
  color: #66ccff;
}

/* Hamburger */
.hamburger {
  display: none;
  font-size: 1.8rem;
  cursor: pointer;
  margin-left: 1rem;
  color: #fff;
}

/* Hero section */
.hero {
  padding: 4rem 2rem;
  text-align: center;
  background: linear-gradient(to right, #003366, #005599);
  color: #fff;
}

.hero h1 {
  font-size: 1.5rem;
  margin-bottom: 1rem;
}

.hero p {
  font-size: 1.0rem;
}

/* Required */
.req-star { color:#b00020; font-weight:700; }

/* Services section */
.services {
  padding: 3rem 2rem;
  background: #fff;
  text-align: center;
}

.services h2 {
  font-size: 1.8rem;
  margin-bottom: 2rem;
}

.service-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(200px, 1fr));
  gap: 2rem;
}

.service-box {
  display: flex;
  flex-direction: column;
  height: 100%;
  background: #f0f0f0;
  border-radius: 8px;
  padding: 1rem;
  box-sizing: border-box;
}

.service-box .row:first-child {
  flex-grow: 1;
  display: flex;
  align-items: center;
  justify-content: center;
  text-align: center;
}

.service-box .row:last-child {
  margin-top: auto;
  text-align: center;
}

.service-box:hover {
  background: #d9ecff;
}

/* Main grid layout */
.main-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
  max-width: 100%;
  margin: 2rem auto;
}

.left-section {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1rem;
}

/* Grid styles */
.grid-container {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  max-width: 100%;
  margin: 2rem auto;
  border: 1px solid #ccc;
}

.grid-item {
  padding: 1rem;
  text-align: center;
}

.grid-item.header {
  font-weight: bold;
  background-color: #005f99;
  color: white;
}

.grid-item:nth-child(3n+4),
.grid-item:nth-child(3n+5),
.grid-item:nth-child(3n+6) {
  background-color: #e0f0ff;
}

.grid-item:nth-child(3n+7),
.grid-item:nth-child(3n+8),
.grid-item:nth-child(3n+9) {
  background-color: #cce4ff;
}


.button-skip-container {
  margin-top: 1rem;
  text-align: right;
}

.button-skip-container button {
  background-color: #ffc107;
  border: none;
  padding: 10px 20px;
  font-size: 1rem;
  cursor: pointer;
}

.button-skip-container button:hover {
  background-color: #e0a800;
}

/* Fixed grid layout */
.fixed-grid {
  width: 100%;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  grid-template-rows: repeat(3, auto);
  gap: 10px;
  margin: 50px auto;
  background: #f8f9fa;
  padding: 20px;
  border: 1px solid #ccc;
  border-radius: 8px;
}

.fixed-grid div {
  background: #d0e8ff;
  padding: 20px;
  text-align: center;
  font-weight: bold;
  border-radius: 4px;
  display: flex;
  justify-content: center;
  align-items: center;
}

/* Footer */
footer {
  text-align: center;
  padding: 1rem;
  background: #003366;
  color: #fff;
  font-size: 0.9rem;
  margin-top: auto;
}

.checkbox-group {
  margin-top: 10px;
  margin-bottom: 15px;
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.checkbox-group label {
  font-weight: normal;
}

/* Responsive form matching existing styles */
.responsive-form {
  max-width: 800px;
  margin: 2rem auto 4rem auto;
  background-color: #fff;
  padding: 25px;
  border-radius: 8px;
  box-shadow: 0 0 12px rgba(0,0,0,0.05);
  font-family: "Segoe UI", sans-serif;
  box-sizing: border-box;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px 24px;
}

.responsive-form h2 {
  grid-column: 1 / -1;
  color: #003366;
  margin-bottom: 20px;
  font-weight: 700;
  font-size: 1.6rem;
}

/* Label styling */
.responsive-form label {
  display: block;
  font-weight: 600;
  margin-bottom: 6px;
  color: #222;
}

/* Input, select styling */
.responsive-form input[type="text"],
.responsive-form input[type="number"],
.responsive-form input[type="date"],
.responsive-form select {
  width: 100%;
  padding: 10px 12px;
  font-size: 1rem;
  border: 1px solid #bbb;
  border-radius: 5px;
  font-family: inherit;
  box-sizing: border-box;
  transition: border-color 0.3s ease;
}

.responsive-form input[type="text"]:focus,
.responsive-form input[type="number"]:focus,
.responsive-form input[type="date"]:focus,
.responsive-form select:focus {
  outline: none;
  border-color: #005eb8;
  box-shadow: 0 0 4px #005eb8;
}

/* Make hidden inputs not take up space */
.responsive-form input[type="hidden"] {
  display: none;
}

/* Button styles */
.responsive-form button {
  grid-column: 1 / -1;
  background-color: #005eb8;
  color: white;
  font-weight: 700;
  font-size: 1.1rem;
  padding: 14px 0;
  border: none;
  border-radius: 6px;
  cursor: pointer;
  transition: background-color 0.3s ease, transform 0.2s ease;
}

.responsive-form button:hover {
  background-color: #003f88;
  transform: scale(1.05);
}

/* Make form responsive for small screens */
@media (max-width: 600px) {
  .responsive-form {
    grid-template-columns: 1fr;
    padding: 20px;
  }

  .responsive-form button {
    font-size: 1rem;
  }
}

.small-button {
  display: inline-block;
  padding: 6px 12px;
  font-size: 0.9rem;
  color: #fff;
  background-color: #007bff;
  border: none;
  border-radius: 4px;
  text-decoration: none;
  text-align: center;
  transition: background-color 0.3s ease;
}

.small-button:hover {
  background-color: #0056b3;
  text-decoration: none;
}

/* Contact form */
.contact-form input,
.contact-form select,
.contact-form textarea {
  width: 100%;
  padding: 0.75rem;
  font-size: 1rem;
  border: 1px solid #ccc;
  border-radius: 5px;
  font-family: inherit;
  background-color: #fff;
  box-sizing: border-box;
}

.contact-form button {
  background: #003366;
  color: white;
  padding: 0.75rem 1.5rem;
  border: none;
  border-radius: 4px;
  cursor: pointer;
  font-weight: bold;
}

.contact-form button:hover {
  background: #005599;
}

/* Download button */
.download-button {
  display: inline-block;
  padding: 0.5rem 1rem;
  font-size: 0.875rem;
  font-weight: 600;
  color: #fff;
  background-color: #0055cc;
  border-radius: 4px;
  text-decoration: none;
  transition: background-color 0.3s ease;
}

.download-button:hover {
  background-color: #003f99;
}

.two-rows {
  display: flex;
  flex-direction: column;
  height: 200px;
}

.row {
  flex: 1;
  display: flex;
  justify-content: center;
  align-items: center;
  text-align: center;
}

/* Terms box */
.terms-agreement-box {
  max-width: 700px;
  margin: 2rem auto;
  padding: 2rem;
  border: 1px solid #ccc;
  background-color: #f8f9fa;
  border-radius: 8px;
  font-family: "Segoe UI", sans-serif;
  box-shadow: 0 2px 8px rgba(0,0,0,0.05);
}

.terms-agreement-box h2 {
  margin-bottom: 1rem;
  font-size: 1.5rem;
  color: #003366;
}

.terms-scrollable {
  max-height: 300px;
  overflow-y: auto;
  background: #fff;
  padding: 1rem;
  border: 1px solid #ddd;
  border-radius: 6px;
  margin-bottom: 1rem;
  font-size: 0.95rem;
  line-height: 1.5;
}

.terms-scrollable ul {
  padding-left: 1.2rem;
  margin-bottom: 1rem;
}

.agree-check {
  display: block;
  margin-bottom: 1rem;
  font-weight: 500;
}


.collapsible-box {
  max-width: 600px;
  margin: 20px auto;
  border: 2px solid #005eb8;
  border-radius: 8px;
  overflow: hidden;
  background-color: #fff;
  font-family: "Segoe UI", sans-serif;
}

/* Hide the checkbox input */
.collapsible-box .toggle {
  display: none;
}

/* Label that acts as the trigger */
.collapsible-box .toggle-label {
  display: flex;
  align-items: center;
  background-color: #005eb8;
  color: white;
  padding: 14px 18px;
  font-weight: bold;
  cursor: pointer;
  user-select: none;
}

/* The info icon */
.collapsible-box .info-icon {
  background: white;
  color: #005eb8;
  border-radius: 50%;
  width: 24px;
  height: 24px;
  text-align: center;
  line-height: 24px;
  font-weight: bold;
  margin-right: 10px;
  flex-shrink: 0;
}

/* The content area */
.collapsible-box .info-content {
  max-height: 0;
  overflow: hidden;
  background-color: #f1f9ff;
  transition: max-height 0.4s ease, padding 0.3s ease;
  padding: 0 18px;
}

/* Show content when checkbox is checked */
.collapsible-box .toggle:checked + .toggle-label + .info-content {
  max-height: 500px; /* enough height for content */
  padding: 16px 18px;
}

/* Info rows */
.collapsible-box .info-row {
  margin-bottom: 10px;
  font-size: 16px;
}

/* Hide collapse text by default */
.toggle-text .collapse-text {
  display: none;
}

/* When checked: hide expand, show collapse */
.toggle:checked + .toggle-label .expand-text {
  display: none;
}

.toggle:checked + .toggle-label .collapse-text {
  display: inline;
}


.button-container {
  display: flex;
  flex-wrap: wrap;
  gap: 20px;
  justify-content: center;
  margin: 30px 0;
}

.btn {
  padding: 18px 32px;
  font-size: 18px;
  font-weight: bold;
  text-decoration: none;
  border-radius: 8px;
  transition: background-color 0.3s ease, transform 0.2s ease;
  text-align: center;
  min-width: 260px;
}

.btn-primary {
  background-color: #005eb8;
  color: white;
}

.btn-primary:hover {
  background-color: #003f88;
  transform: scale(1.05);
}

.btn-secondary {
  background-color: #ffc107;
  color: #000;
}

.btn-secondary:hover {
  background-color: #e0a800;
  transform: scale(1.05);
}


.form-note {
  margin-bottom: 1rem;
  font-size: 1rem;
  color: #333;
  text-align: center; /* This centers the text */
}
.checkbox-label {
  display: flex;
  align-items: center;
  gap: 0.5rem;
  margin-top: 1rem;
  margin-bottom: 1rem;
}


button#continueBtn {
  padding: 0.6rem 1.5rem;
  font-size: 1rem;
  color: #fff;
  background-color: #0077cc;
  border: none;
  border-radius: 4px;
  cursor: pointer;
}

button#continueBtn:disabled {
  background-color: #ccc;
  cursor: not-allowed;
}

/* Info Box */
.info-wrapper {
  display: flex;
  justify-content: center;
  padding: 20px 0;
}

.info-box {
  border: 1px solid #ccc;
  border-left: 5px solid #005eb8;
  background: #f9f9f9;
  padding: 15px 20px;
  border-radius: 8px;
  box-shadow: 0 2px 6px rgba(0,0,0,0.05);
  max-width: 500px;
  width: 100%;
}

.info-header {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 16px;
  color: #003d80;
  margin-bottom: 10px;
}

.info-icon {
  display: inline-flex;
  cursor: help;
}

.info-details p {
  margin: 5px 0;
  font-size: 14px;
  color: #333;
}

.info-container {
  position: relative;
  display: inline-block;
}

.info-tooltip {
  visibility: hidden;
  opacity: 0;
  background-color: #333;
  color: #fff;
  text-align: center;
  border-radius: 6px;
  padding: 6px 10px;
  position: absolute;
  z-index: 10;
  bottom: 125%;
  left: 50%;
  transform: translateX(-50%);
  white-space: nowrap;
  transition: opacity 0.3s;
}

.info-tooltip::after {
  content: "";
  position: absolute;
  top: 100%;
  left: 50%;
  margin-left: -5px;
  border-width: 6px;
  border-style: solid;
  border-color: #333 transparent transparent transparent;
}

.info-container:hover .info-tooltip,
.info-container:focus-within .info-tooltip {
  visibility: visible;
  opacity: 1;
}

.info-highlight {
  max-width: 800px;
  margin: 2rem auto;
  padding: 1.5rem 2rem;
  background: linear-gradient(135deg, #f9f9ff, #eef5ff);
  border-left: 5px solid #005f99;
  border-radius: 8px;
  font-family: Arial, sans-serif;
  color: #333;
  box-shadow: 0 2px 8px rgba(0,0,0,0.08);
}

.info-highlight h3 {
  margin-top: 0;
  color: #005f99;
  font-size: 1.4rem;
}

.info-highlight p {
  line-height: 1.6;
  margin: 0;
}
/* Center the list block inside the section */
#services .list-center {
  display: flex;
  justify-content: center;
}

/* Make the UL shrink to content and keep text aligned with bullets */
#services .bulleted {
  display: inline-block;        /* prevents full-width stretch */
  list-style: disc;
  list-style-position: outside; /* clean hanging indent */
  padding-left: 1.25rem;        /* restore indent lost by reset */
  margin: 0;
  text-align: left;
  max-width: 720px;             /* optional: keeps lines tidy */
}

/* Tidy spacing between items */
#services .bulleted li {
  margin: 0.35rem 0;
}

.bulleted {
  list-style: disc;
  list-style-position: outside;
  padding-left: 1.25rem;
}

.bulleted .no-bullet {
  list-style: none;
  margin-left: -1.25rem; /* aligns with text of bullets */
  font-style: italic;
  color: #444;
}

/* ===== Scoped Claim Form Styles ===== */
#form1 {
  max-width: 800px;
  margin: auto;
  background-color: #fff;
  padding: 25px;
  border-radius: 8px;
  box-shadow: 0 0 10px rgba(0, 0, 0, 0.05);
}

#form1 .form-group {
  margin-bottom: 16px;
}

#form1 label {
  display: block;
  font-weight: bold;
  margin-bottom: 4px;
  color: #333;
}

#form1 input[type="text"],
#form1 select,
#form1 textarea {
  width: 100%;
  padding: 10px;
  border: 1px solid #bbb;
  border-radius: 4px;
  font-size: 14px;
  box-sizing: border-box;
}

#form1 textarea {
  resize: vertical;
}

#form1 .form-actions {
  text-align: center;
  margin-top: 20px;
}

#form1 input[type="submit"] {
  background-color: #005eb8;
  color: white;
  border: none;
  padding: 12px 24px;
  font-size: 16px;
  border-radius: 5px;
  cursor: pointer;
}

#form1 input[type="submit"]:hover {
  background-color: #004a94;
}

/* Responsive behavior */
@media (max-width: 600px) {
  #form1 {
    padding: 15px;
  }

  #form1 input[type="submit"] {
    width: 100%;
  }
}




/* Form styles */
.form-container {
  max-width: 600px;
  margin: auto;
  background: white;
  padding: 25px;
  border-radius: 10px;
  box-shadow: 0 4px 10px rgba(0,0,0,0.1);
}

form label {
  display: block;
  margin-bottom: 15px;
  font-weight: bold;
  color: #333;
}

input[type="text"],
input[type="email"],
input[type="tel"],
input[type="date"],
select,
textarea {
  width: 100%;
  padding: 10px;
  margin-top: 5px;
  border: 1px solid #ccc;
  border-radius: 5px;
  font-size: 14px;
}

textarea {
  resize: vertical;
}

.radio-group {
  display: flex;
  gap: 20px;
  margin-top: 5px;
}

.radio-group label {
  font-weight: normal;
}

button[type="submit"] {
  background-color: #005eb8;
  color: white;
  padding: 12px 20px;
  font-size: 16px;
  border: none;
  border-radius: 6px;
  cursor: pointer;
  display: block;
  width: 100%;
  margin-top: 20px;
}

button[type="submit"]:hover {
  background-color: #003d80;
}


.info-grid {
  max-width: 1000px;
  margin: auto;
  border-radius: 8px;
  overflow: hidden;
  background: white;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05);
  font-family: sans-serif;
}
.header-placeholder {
  display: inline-flex;
  justify-content: center;
  align-items: center;
  font-size: 0.85rem;
  padding: 6px 10px;
  border-radius: 4px;
  background-color: #005eb8;
  color: white;
}

/* Shared grid layout for header and data rows: 5 columns */
.grid-header-row,
.grid-row {
  display: grid;
  grid-template-columns: repeat(4, 1fr) auto;
  align-items: center;
  gap: 10px;
  box-sizing: border-box;
}

/* helps with edge jamming */
ul { padding-left: 1.25rem; }

/* Header styling */
.grid-header-row {
  background-color: #005eb8;
  color: white;
  font-weight: bold;
  text-align: center;
  border-bottom: 2px solid #004080;
  padding: 12px 16px;
  line-height: normal;
}

/* Header cells */
.grid-header-row > div {
  display: flex;
  align-items: center;
  justify-content: center;
  height: 100%;
  padding: 0;
  margin: 0;
}

/* Row wrapper border */
.grid-row-wrapper {
  border-bottom: 1px solid #cce0f5;
}

/* Data rows */
.grid-row {
  padding: 12px 16px;
}

.grid-row:nth-child(even) {
  background-color: #f0f6fc;
}

/* Data row cells */
.grid-row > div {
  text-align: center;
  font-size: 1rem;
  display: flex;
  align-items: center;
  justify-content: center;
  height: 100%;
  padding: 0;
  margin: 0;
}

/* More Info Button (last column) */
.more-info-btn {
  background-color: #005eb8;
  color: white;
  font-size: 0.85rem;
  padding: 6px 10px;
  border-radius: 4px;
  cursor: pointer;
  white-space: nowrap;
  transition: background-color 0.3s;
  text-align: center;
  display: inline-flex;
  align-items: center;
  justify-content: center;
}
.more-info-btn:hover {
  background-color: #004080;
}

/* Hide native checkbox */
.details-toggle {
  display: none;
}

/* Collapsible details section */
.grid-details {
  display: none;
  padding: 12px 16px;
  background-color: #f0f6fc;
  border-top: 1px solid #cce0f5;
}

/* Show details when checkbox is checked */
.details-toggle:checked + .grid-row + .grid-details {
  display: block;
}

/* MOBILE STYLES */
@media (max-width: 480px) {
  .grid-header-row {
    display: none;
  }

  .info-grid {
    box-shadow: none;
  }

  .grid-row-wrapper {
    border-bottom: none;
    margin-bottom: 1rem;
  }

  .grid-row {
    display: block;
    padding: 0.75rem 1rem;
    border-radius: 6px;
  }

  .grid-row::before {
    content: attr(data-row-header);
    display: block;
    font-weight: bold;
    font-size: 1.1rem;
    color: #005eb8;
    margin-bottom: 0.5rem;
    border-bottom: 1px solid #cce0f5;
    padding-bottom: 0.25rem;
  }

  .grid-row > div,
  .more-info-btn {
    display: block;
    text-align: left;
    padding: 6px 12px;
    width: 100%;
    box-sizing: border-box;
  }

  .more-info-btn {
    margin-top: 6px;
    width: fit-content;
    padding: 6px 12px;
    display: inline-block;
  }

  .grid-details {
    padding: 10px 16px;
    margin-top: -8px; /* Fix white gap under iOS Safari */
  }
}


/* Claim form */
.claim-form {
  max-width: 600px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
  padding: 20px;
  
  border-radius: 8px;
}

.claim-form label {
  font-weight: bold;
	margin-bottom: 4px; /* reduced space between label and field */
}

.claim-form input,
.claim-form select,
.claim-form textarea {
  padding: 8px;
  font-size: 14px;
  border-radius: 4px;
  border: 1px solid #ccc;
}

.claim-form button {
  padding: 10px 15px;
  background-color: #005eb8;
  color: white;
  border: none;
  border-radius: 4px;
  cursor: pointer;
}

.claim-form button:hover {
  background-color: #004a94;
}

.claim-form input {
  margin-bottom: 12px;
}

.claim-form input#damage {
  margin-bottom: 0;
}

/* Login form */
.login-section {
  width: 100%;
  display: flex;
  justify-content: center;
  align-items: center;
}

.login-box {
  background: #fff;
  padding: 2rem;
  border-radius: 8px;
  box-shadow: 0 4px 10px rgba(0, 0, 0, 0.1);
  width: 300px;
}

.login-box h2 {
  text-align: center;
  margin-bottom: 1.5rem;
}

.login-box label {
  display: block;
  margin-bottom: 0.5rem;
  font-weight: 500;
}

.login-box input {
  width: 100%;
  padding: 0.6rem;
  margin-bottom: 1.2rem;
  border: 1px solid #ccc;
  border-radius: 4px;
  font-family: inherit;
}

.login-box button {
  width: 100%;
  padding: 0.7rem;
  background-color: #0055cc;
  color: white;
  border: none;
  border-radius: 4px;
  font-size: 1rem;
  cursor: pointer;
}

.login-box button:hover {
  background-color: #0041a3;
}

/* Responsive styles */
@media (max-width: 768px) {
  .nav-links {
    position: absolute;
    display: flex;
    list-style: none;
    gap: 1.5rem;
    right: 2rem;
    top: 60px;
    background: #003366;
    flex-direction: column;
    width: 200px;
    text-align: right;
    padding: 1rem;
    border-radius: 0 0 5px 5px;
    opacity: 0;
    transform: translateY(-10px);
    pointer-events: none;
    transition: all 0.3s ease;
  }

  .nav-links.active {
    opacity: 1;
    transform: translateY(0);
    pointer-events: auto;
  }

  .hamburger {
    display: block;
  }
}
	
	/* Policy Form Styles */
#policyForm {
  max-width: 600px;
  margin: 2rem auto 4rem auto;
  background-color: #fff;
  padding: 25px;
  border-radius: 8px;
  box-shadow: 0 0 12px rgba(0, 0, 0, 0.05);
  font-family: "Segoe UI", sans-serif;
  color: #222;
  box-sizing: border-box;
  display: flex;
  flex-direction: column;
  gap: 16px;
}

/* Headings inside the form */
#policyForm h2 {
  font-size: 1.6rem;
  color: #003366;
  font-weight: 700;
  margin-bottom: 20px;
}

/* Label styling */
#policyForm label {
  font-weight: bold;
  margin-bottom: 6px;
  color: #333;
  display: block;
}

/* Inputs and selects */
#policyForm input[type="text"],
#policyForm input[type="number"],
#policyForm input[type="date"],
#policyForm select {
  width: 100%;
  padding: 10px 12px;
  font-size: 14px;
  border: 1px solid #bbb;
  border-radius: 5px;
  font-family: inherit;
  color: #222;
  box-sizing: border-box;
  transition: border-color 0.3s ease;
}

#policyForm input[type="text"]:focus,
#policyForm input[type="number"]:focus,
#policyForm input[type="date"]:focus,
#policyForm select:focus {
  outline: none;
  border-color: #005eb8;
  box-shadow: 0 0 4px #005eb8;
}

/* Hidden inputs */
#policyForm input[type="hidden"] {
  display: none;
}

/* Submit button */
#policyForm button[type="submit"] {
  align-self: flex-start;
  padding: 14px 32px;
  background-color: #005eb8;
  color: white;
  font-weight: 700;
  font-size: 1.1rem;
  border: none;
  border-radius: 6px;
  cursor: pointer;
  transition: background-color 0.3s ease, transform 0.2s ease;
  margin-top: 8px;
}

#policyForm button[type="submit"]:hover {
  background-color: #003f88;
  transform: scale(1.05);
}

/* --- Step 2 summary card & table --- */
.items-summary{
  width:min(1100px,92vw);
  margin:2rem auto 3rem;
  background:#fff;
  border:1px solid #e6eef8;
  border-radius:14px;
  box-shadow:0 10px 24px rgba(0,0,0,.06);
}
.items-summary__header{
  display:flex; align-items:baseline; justify-content:space-between;
  padding:1rem 1.25rem; border-bottom:1px solid #e6eef8;
}
.items-summary__title{ margin:0; font-size:1.125rem; color:#0b2a4a; font-weight:700; }
.items-summary__meta{ color:#0b2a4a; opacity:.9; font-weight:600; }

.items-table{ width:100%; border-collapse:collapse; }
.items-table th, .items-table td{
  padding:.75rem 1rem; border-bottom:1px solid #eef3fb; text-align:left;
}
.items-table th{ font-weight:700; color:#0b2a4a; background:#f7fbff; }
.items-table td:nth-child(4), .items-table th:nth-child(4){ text-align:right; }
.items-table tr:hover{ background:#f8fbff; }

.items-summary__footer{
  display:flex; justify-content:flex-end; gap:2rem;
  padding:1rem 1.25rem;
}
.summary-label{ color:#44566c; }
.summary-value{ color:#0b2a4a; font-weight:700; }


/* Responsive for smaller screens */
@media (max-width: 600px) {
  #policyForm {
    padding: 20px;
  }

  #policyForm button[type="submit"] {
    width: 100%;
    padding: 14px 0;
}

}